Car insurance remains one of the major concerns for most motorists

It's little wonder, especially when some car insurance companies alarm their old customers by trying to jack-up the renewal premium around 50% causing the wise to shop around.

However be careful when looking for cheap car insurance. If you shop around you can find significantly cheaper quotes and ask what's the catch. Here's one. If there's a mistake in the detail submitted or documents are not returned on time - check their post dates on the envelope - then they may cancel on you making it difficult to get insurance elsewhere. Then they can charge hefty cancellation charges and double the price of a replacement policy.

Be certain when you say you have a no-claims bonus your previous insurance companies are going to confirm this.Also make sure you keep old certificates and your driving licence at hand.

It can be difficult to correctly describe a vehicle you're buying. If it's a new car the salesperson should provide good information. If it's a used car then entering the registration can download the details. Check these car details are correct because an engine can have several different power-outputs.

If you look at the small car market there are not just three sizes - city, super, super-sized - they can come in half a dozen different trims with diesel of petrol engines. Some small cars can have four different powers for one size engine.

It's just another problem motorists have to be aware of. Shopping for car insurance is a must because it's probably the biggest and only saving you can make in motoring. This applies to the young, old, female, male. Even when promotions are targeted at you doesn't mean they're value. Renewals is like giving intravenous permission to be bled of your hard earned money.

I can see it from the car insurance companies point of view. Lots of customers signing up is great, it gets good with repeat business but it wonderful when a high price is charged. Imagine how all those 50% increases pile up when people don't take the trouble to shop around.

Changing the subject, I didn't shop around on my house insurance for decades and when I did I got it for 10% of what I was paying. How about you?

Regards
Ralph
carbuyersinfo.co.uk before you buy a car make car comparisons for costs, dimensions, engine options, and safety